TEC Capital Corporation (TEC-CC) helps finance eligible small businesses that have difficulty obtaining loans for start-up capital and business growth. With a focus on women- and minority-owned businesses, TEC-CC originates loans between $2,500 and $200,000 to entrepreneurs through its status as a CDFI (Community Development Financial Institution) and a U.S. Small Business Administration Microloan Intermediary.

As the youngest CDFI in Philadelphia, TEC-CC has become the second largest microlender by volume and total loan dollars in SBA’s Philadelphia district (FIELD/Aspen Institute Microtracker, 2012). In the last two years, TEC-CC has increased lending volume from $274,049 to $498,000 with 66 jobs created/retained.  In addition, the average loan size since 2010 has been $32,000— outpacing the national average of $13,000.

TEC-CC provides loans matching the various stages of business development:

Stage one represents start-up or very early stage businesses in need of financing of $5,000-$50,000. Stage two are early to mid-stage businesses in need of development and growth capital from $50,000-$100,000. Stage three represents mature businesses seeking access to capital to support contracts and procurement opportunities and in need of financing of more than $100,000.

TEC-CC is an Equal Opportunity Lender and as such makes loans without regard to race, color, religion, sex, sexual orientation, marital status, age, disability, or national origin.

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